Consumer Financial Protection Bureau (CFPB)
The CFPB enforces federal consumer financial protection laws governing mortgages, credit cards, student loans, auto lending, payday lending, debt collection, and credit reporting. Created by the Dodd-Frank Act in 2010, the CFPB brings enforcement actions against banks, nonbank lenders, and financial services companies for unfair, deceptive, or abusive acts and practices (UDAAP).
Back to all agenciesConsumer Relief
$17.5B
Cases Per Year
284
Consumer Complaints
1.8M
Supervised Entities
175
Fair Lending Actions
42
Cases Filed (Annual)
Penalties Collected Trend ($M)
Top Enforcement Actions
| Action | Respondent | Date | Amount | Type |
|---|---|---|---|---|
| Fake Accounts and Unauthorized Fees | Wells Fargo & Company | 2022-12-20 | $3.7B | Civil Penalty |
| Illegal Debt Collection Practices | Encore Capital Group | 2023-07-18 | $79M | Settlement |
| Auto Lending Discrimination | Toyota Motor Credit Corp. | 2023-03-05 | $21.9M | Civil Penalty |
| Student Loan Servicing Abuses | Navient Corporation | 2022-01-13 | $1.85B | Settlement |
| Credit Reporting Inaccuracies | TransUnion LLC | 2023-10-02 | $23M | Civil Penalty |
Enforcement Topics
Mortgage LendingCredit CardsStudent LoansDebt CollectionCredit ReportingFair Lending