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BankruptcypdfFederal
Chapter 13 Repayment Plan
Proposed repayment plan for a Chapter 13 bankruptcy, allowing individuals with regular income to repay some or all debts over 3 to 5 years.
PDF TemplateUse the instructions below to complete this form
Instructions
Propose a monthly payment amount based on your disposable income. The plan must pay priority debts in full (taxes, domestic support). Secured debts can be restructured (modify interest rates, cure arrearages on mortgages). Unsecured creditors must receive at least what they would get in a Chapter 7 liquidation. Plan length is 3 years if below-median income, 5 years if above. File within 14 days of the petition. The trustee and creditors can object to the plan at the confirmation hearing.