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BankruptcypdfFederal
Reaffirmation Agreement
Agreement to continue paying a specific debt after Chapter 7 bankruptcy, typically used to keep a car or other secured property.
PDF TemplateUse the instructions below to complete this form
Instructions
File on Official Form 240A. The agreement must be entered into before the discharge is entered. It must include the debtor's income and expense information showing ability to make payments. The agreement must be in the debtor's best interest. If the debtor is not represented by an attorney, the court must approve the reaffirmation at a hearing. The debtor has 60 days after filing to rescind the agreement. Consider whether reaffirmation is truly in your interest — redemption or surrender may be better options.