Calculator

Wage Garnishment Calculator

Calculate the maximum amount a creditor can garnish from your wages each week under the federal Consumer Credit Protection Act and your state's (often stricter) limits.

Garnishment Details

Estimates Only — Consult a Licensed Attorney

Wage garnishment is the lesser of federal and state limits. Some states have head-of-household exemptions, hardship petitions, or additional dependent allowances not captured here. The IRS tax-levy figure is an approximation; actual amounts use IRS Pub. 1494 tables based on filing status and dependents. Always consult a consumer-protection attorney before responding to a garnishment notice.