Code of Federal Regulations
The CFR is the codification of rules published by federal executive departments and agencies.
104 regulations across 37 agencies
CFPB6 regulations
Truth in Lending (Regulation Z)
Requires lenders to clearly disclose interest rates, fees, and terms of loans and credit cards to borrowers.
Real Estate Settlement Procedures Act (Regulation X)
Protects homebuyers by requiring clear disclosure of mortgage costs and preventing kickbacks in real estate transactions.
Equal Credit Opportunity Act (Regulation B)
Prohibits lenders from discriminating against borrowers based on race, sex, age, or other protected characteristics.
Fair Debt Collection Practices (Regulation F)
Limits how debt collectors can contact consumers and prohibits abusive or deceptive collection practices.
Home Mortgage Disclosure Act (Regulation C)
Requires mortgage lenders to report data on who they lend to, helping to identify discriminatory lending patterns.
Fair Credit Reporting (Regulation V)
Protects consumers' credit report accuracy and gives them the right to dispute errors and freeze their credit files.
DEA2 regulations
DOL4 regulations
Overtime Compensation Under the Fair Labor Standards Act
Requires employers to pay non-exempt workers 1.5 times their regular rate for hours worked over 40 per week.
Family and Medical Leave Act Regulations
Guarantees eligible workers up to 12 weeks of unpaid leave for family or medical reasons with job protection.
ERISA Reporting and Disclosure Requirements
Requires employee benefit plan administrators to file annual reports and disclose plan details to participants.
Wage Payments Under the Fair Labor Standards Act
Establishes the federal minimum wage and rules for tipped employees and allowable deductions from pay.
DOT5 regulations
Hours of Service for Commercial Drivers
Limits how many hours commercial truck and bus drivers can drive to prevent fatigue-related crashes.
Hazardous Materials Table and Shipping Requirements
Governs the classification, packaging, labeling, and documentation requirements for shipping hazardous materials.
Commercial Driver's License Standards
Establishes licensing standards and requirements for commercial motor vehicle drivers.
Procedures for Transportation Workplace Drug and Alcohol Testing
Requires drug and alcohol testing of safety-sensitive transportation workers including truck drivers and pilots.
Transportation of Natural and Other Gas by Pipeline: Minimum Safety Standards
Sets safety standards for natural gas pipelines covering construction, operation, maintenance, and emergency response.
ED3 regulations
Title IX Nondiscrimination on the Basis of Sex
Prohibits sex-based discrimination in federally funded education programs, covering athletics, admissions, and harassment.
Family Educational Rights and Privacy Act (FERPA)
Protects the privacy of student education records and gives parents and students rights to access and control their records.
William D. Ford Federal Direct Loan Program
Establishes the federal student loan program including loan types, interest rates, repayment plans, and forgiveness options.
EEOC3 regulations
Guidelines on Discrimination Because of Sex
Defines sexual harassment in the workplace and holds employers responsible for preventing and addressing it.
Regulations to Implement the Americans with Disabilities Act
Prohibits workplace discrimination against people with disabilities and requires employers to provide reasonable accommodations.
Age Discrimination in Employment Act Interpretations
Protects workers aged 40 and older from age-based discrimination in hiring, promotion, and other employment decisions.
EPA9 regulations
National Ambient Air Quality Standards (NAAQS)
Sets limits on six common air pollutants to protect public health and the environment.
NPDES Permit Program for Water Discharge
Requires permits for any discharge of pollutants into navigable waters and sets effluent limitations.
Identification and Listing of Hazardous Waste
Defines what counts as hazardous waste and establishes cradle-to-grave management requirements.
National Oil and Hazardous Substances Pollution Contingency Plan
Establishes procedures for responding to hazardous substance releases and cleaning up Superfund sites.
National Primary Drinking Water Regulations
Sets enforceable standards for drinking water quality including maximum contaminant levels.
Premanufacture Notification for New Chemical Substances
Requires manufacturers to notify EPA before producing new chemicals and allows EPA to restrict unsafe chemicals.
Mandatory Greenhouse Gas Reporting
Requires large emitters to report their greenhouse gas emissions annually to EPA.
Hazardous Chemical Reporting: Community Right-to-Know
Requires facilities to report hazardous chemicals to local emergency planners and the public.
National Environmental Policy Act Implementation (CEQ Regulations)
Requires federal agencies to assess environmental impacts before undertaking major projects or decisions.
FAA2 regulations
General Operating and Flight Rules
Establishes the general rules for operating aircraft in the United States, including safety requirements and pilot responsibilities.
Small Unmanned Aircraft Systems (Drones)
Regulates commercial drone operations including pilot certification, altitude limits, and operating restrictions.
FCC6 regulations
Open Internet Rules
Rules governing how internet service providers treat internet traffic, addressing blocking, throttling, and paid prioritization.
Frequency Allocations and Radio Treaty Matters
Governs how radio frequency spectrum is allocated among different services and users.
Telephone Consumer Protection Act Rules (TCPA)
Restricts robocalls, autodialed calls, and telemarketing calls to protect consumers from unwanted communications.
Media Ownership Rules
Limits how many TV stations, radio stations, and newspapers one company can own to preserve media diversity.
Universal Service Fund Programs
Funds programs to bring affordable phone and internet service to rural areas, low-income consumers, schools, and healthcare providers.
Emergency Alert System (EAS)
Requires broadcasters and cable systems to maintain equipment for transmitting emergency alerts to the public.
FDA7 regulations
Current Good Manufacturing Practice and Hazard Analysis for Human Food
Requires food facilities to implement preventive controls for food safety including hazard analysis.
Applications for FDA Approval to Market a New Drug
Establishes the process for gaining FDA approval to sell new drugs, requiring proof of safety and effectiveness.
Medical Device Classification Procedures
Classifies medical devices into three risk categories with increasing regulatory requirements for each class.
Food Labeling Requirements
Requires packaged foods to display a standardized Nutrition Facts label and ingredient list.
Tobacco Product Restrictions for Minors
Restricts the sale of tobacco products to minors and limits marketing practices.
Investigational New Drug Application
Requires FDA approval before new drugs can be tested on humans in clinical trials.
Current Good Manufacturing Practice for Dietary Supplements
Establishes manufacturing quality standards for dietary supplement producers to ensure product safety.
FEMA2 regulations
National Flood Insurance Program
Makes flood insurance available and requires it for properties in flood zones with federally backed mortgages.
Federal Disaster Assistance
Establishes how FEMA provides disaster relief grants and assistance after presidential disaster declarations.
FRB2 regulations
Reserve Requirements (Regulation D)
Establishes the percentage of deposits that banks must hold in reserve and cannot lend out.
Electronic Fund Transfers (Regulation E)
Protects consumers using electronic banking services by limiting liability for unauthorized transfers and requiring error resolution.
FTC5 regulations
Children's Online Privacy Protection Rule (COPPA)
Requires websites and apps to get parental consent before collecting personal information from children under 13.
CAN-SPAM Act Rules
Sets rules for commercial email including opt-out requirements and prohibitions on deceptive subject lines.
Telemarketing Sales Rule
Sets rules for telemarketing calls including time restrictions, disclosure requirements, and Do Not Call compliance.
Unfair or Deceptive Acts or Practices (Credit Practices Rule)
Bans unfair terms in consumer credit contracts and requires cosigners to be warned about their liability.
Health Breach Notification Rule
Requires health apps and personal health record companies to notify users when their health data is breached.
HHS4 regulations
HIPAA Privacy Rule
Protects patient health information by limiting how healthcare providers and insurers can use and share medical records.
HIPAA Security Rule
Requires healthcare organizations to implement security safeguards to protect electronic patient health data.
HIPAA Breach Notification Rule
Requires healthcare organizations to notify patients and HHS when their health information is improperly accessed or disclosed.
Conditions of Participation for Hospitals
Sets quality and safety standards that hospitals must meet to receive Medicare and Medicaid payments.
HUD2 regulations
Fair Housing Act Implementation
Prohibits housing discrimination based on race, color, religion, sex, national origin, disability, or family status.
Housing Choice Voucher Program (Section 8)
Provides rental assistance vouchers to help low-income families afford housing in the private market.
IRS3 regulations
Income Tax on Individuals
Establishes requirements for individual income tax filing and defines what counts as taxable income.
Earned Income Tax Credit
Provides a refundable tax credit to lower-income working individuals and families.
Employment Tax Withholding Requirements
Requires employers to withhold income tax and payroll taxes from employee wages and remit them to the IRS.
NHTSA2 regulations
Federal Motor Vehicle Safety Standards
Sets safety standards that all new vehicles sold in the U.S. must meet, covering everything from seat belts to crash protection.
Corporate Average Fuel Economy (CAFE) Standards
Requires automakers to meet minimum fleet-wide fuel economy standards to reduce fuel consumption.
NLRB1 regulation
OSHA6 regulations
Occupational Safety and Health Standards — General Industry
Comprehensive workplace safety standards covering hazard communication, PPE, machine guarding, and more.
Hazard Communication Standard (HazCom)
Requires employers to inform workers about hazardous chemicals through labels, safety data sheets, and training.
Control of Hazardous Energy (Lockout/Tagout)
Requires procedures to disable machinery during maintenance to prevent workers from being injured by unexpected startup.
Fall Protection in Construction
Requires fall protection for construction workers at heights of six feet or more.
Respiratory Protection
Requires employers to provide and maintain a respiratory protection program when workers are exposed to airborne hazards.
Recording and Reporting Occupational Injuries and Illnesses
Requires employers to record and report work-related injuries, illnesses, and fatalities.
SBA2 regulations
Small Business Size Regulations
Defines what qualifies as a small business for federal programs based on industry-specific employee counts or revenue.
8(a) Business Development Program
Helps socially disadvantaged small business owners compete for federal contracts through the 8(a) development program.
SEC8 regulations
Annual Report (Form 10-K) Filing Requirements
Public companies must file comprehensive annual reports including financial statements and risk disclosures.
Regulation D — Private Placement Exemptions
Allows companies to raise capital through private offerings without full SEC registration under certain conditions.
Rule 10b-5 — Employment of Manipulative and Deceptive Devices
Prohibits fraud, insider trading, and deceptive practices in connection with buying or selling securities.
Internal Control Over Financial Reporting (SOX 404)
Requires public companies to assess and report on the effectiveness of their internal financial controls.
Regulation FD — Fair Disclosure
Prevents companies from selectively disclosing important information to favored analysts or investors before the public.
Regulation A — Small Issue Exemption
Provides a streamlined exemption for small and medium-sized public offerings up to $75 million.
Regulation SHO — Short Sale Regulation
Regulates short selling of stocks to prevent abusive practices and excessive market manipulation.
Investment Adviser Compliance Programs
Requires registered investment advisers to maintain compliance programs and designate a chief compliance officer.
USDA3 regulations
National Organic Program
Sets standards for what products can be labeled organic, prohibiting synthetic chemicals and genetic engineering.
Hazard Analysis and Critical Control Point (HACCP) Systems
Requires meat and poultry processors to implement food safety systems that identify and control contamination hazards.
Supplemental Nutrition Assistance Program (SNAP) Certification
Establishes eligibility rules and benefit amounts for the food stamp program (SNAP).
USPTO2 regulations
VA2 regulations
Schedule for Rating Disabilities
Establishes the rating system for determining disability compensation levels for veterans with service-connected conditions.
Post-9/11 GI Bill Education Benefits
Provides education benefits including tuition, housing, and book stipends to post-9/11 veterans.